A Chicago Uber accident lawyer can identify which insurance policy applies to your crash and pursue compensation from every liable party. When an Uber driver has accepted a ride, Illinois law requires $1,000,000 in primary liability coverage, and most injured people have 2 years to file suit. At Herbert Rosner Connelly Law Firm, we represent passengers, other drivers, pedestrians, and cyclists hurt in rideshare crashes across Chicago.
Our attorneys secure the app records that decide which policy pays, then handle the insurers while you focus on recovery. Uber and Lyft claims follow the same rules, so the same help applies to both. Call us today for a free case evaluation.
Rideshare claims often involve two or three insurance companies, each pointing at the others. Our job is to pin down the facts that settle that argument. We request the trip data, gather the police report and witness accounts, and document your injuries from the first visit forward.
Daniel Q. Herbert, Adam R. Rosner, and Thomas M. Connelly founded our firm to handle personal injury and workers' compensation claims for people across Chicago. Our office sits at 65 W Jackson Blvd in the Loop, minutes from the Daley Center.
Our attorneys have secured settlements that include:
Every claim rests on its own facts, and prior results do not predict what another case may produce.
You may have an Uber accident claim if another driver or party caused the crash and you suffered injuries or financial losses as a result. The details matter because rideshare accidents can involve several drivers, multiple insurance policies, and different levels of coverage depending on the Uber driver’s app status.
When we evaluate a potential claim, we look at questions such as:
Having a $1 million rideshare policy available does not automatically mean a claim is worth $1 million. Liability, the extent of your damages, and the applicable insurance coverage all affect how a claim is handled.
App records, police reports, photographs, witness statements, and insurance information can help establish what happened and which coverage period applied.
Rideshare vehicles are a constant presence on Chicago streets, and more rides mean more exposure to crashes. According to a City of Chicago Office of Financial Analysis rideshare report:
Statewide, Illinois Department of Transportation data shows the following for 2024:
The answer depends on what the Uber driver's app was doing at the moment of the crash. Under the Transportation Network Providers Act, coverage changes across the following periods:
Liability depends on how the crash happened and who contributed to it. Depending on the facts, responsible parties may include:
Uber is not automatically responsible for every crash involving one of its drivers. Identifying all potentially liable parties is important because more than one insurance policy may apply.
The Act also requires $50,000 in uninsured and underinsured motorist coverage from the moment a passenger enters the vehicle until they exit. That coverage matters when another driver causes the crash and carries little or no insurance.
Insurers sometimes dispute the app period itself, arguing a driver had logged off or had not yet accepted the ride. The trip records settle that question, which is why we request them early and in writing.
The app's timestamps decide which of those policies applies, and adjusters know it. Before you give any insurer a recorded statement, call Herbert Rosner Connelly Law Firm today. Our attorneys can move to preserve the trip data and explain your options at no cost.
No attorney can responsibly name a figure before your treatment is further along. Value in an Uber accident claim generally turns on the following:
Early offers tend to arrive before the full cost of treatment is known. Once a release is signed, you cannot reopen the claim for expenses that surface later, so it pays to understand the whole picture first.
Illinois law allows recovery for the financial costs of a crash and for the personal toll it takes.
Some rideshare crashes cause catastrophic injuries that require lifelong care. When a crash is fatal, surviving family members may bring a wrongful death claim.
Often, yes. Under 735 ILCS 5/2-1116, you may still recover as long as your share of fault is not more than 50% of the proximate cause of the injury. Your damages are then reduced by your percentage of fault. If you are found 20% at fault, your award drops by 20%. Above 50%, Illinois law bars recovery.
Passengers rarely carry fault for a crash. Other drivers, pedestrians, and cyclists often do face blame arguments, so early evidence matters.
Insurers often argue that a rideshare driver is an independent contractor to deflect responsibility. We focus on the coverage the law requires and the evidence that ties it to your crash.
That work includes tracking every policy that may apply, from the rideshare coverage to the other driver's insurance to your own uninsured motorist benefits. It also means documenting losses that insurers tend to overlook, such as missed shifts and ongoing therapy.
Rideshare drivers spend hours a day on busy downtown streets, near airports, and outside venues. Most rideshare crashes share causes with any Chicago car accident, with a few risks specific to app-based driving.
Common causes include:
The steps you take in the first days can protect the evidence your claim depends on. If you are able, take these steps:
Keep every bill, receipt, and medical record in one place. Those documents become the backbone of your damages claim.
Negligence is the failure to use reasonable care. Proving it requires the following elements:
Rideshare cases produce digital records that ordinary crashes do not. We move early to preserve:
Most injured people have 2 years from the date of the crash under 735 ILCS 5/13-202. When a crash causes death, families generally have 2 years from the date of death under the Illinois Wrongful Death Act.
Some Uber crashes involve a city truck or a Chicago Transit Authority bus. Claims against a local public entity must generally be filed within 1 year under 745 ILCS 10/8-101. Claims against the CTA carry their own 1-year deadline under section 41 of the Metropolitan Transit Authority Act. Missing either deadline can end the claim before it starts.
Uber's insurers start building their file the day of the crash. Our attorneys can review what happened, identify the coverage that applies, and explain the legal options available to you.
Herbert Rosner Connelly Law Firm's personal injury team represents injured people throughout Chicago and Cook County. To speak with a Chicago Uber accident lawyer, call us today for a free case evaluation.
